Ski Jackets

I am still a newbie when it comes to skiing with this only being my second official ski trip. When I skied for the first time last year I wore a bulkier down winter coat. I would like to get a ski jacket, or at least one more geared towards skiing but I'm seeing so many different recommendations out there and not sure what type to consider. It looks like there is "hard shell" and insulated? I'd prefer not to spend more than $200-$300 if possible. What should I go for?