At what point does "Commission Sales" become MLM?

Ive done straight sales for a while now, in the car business, and done pretty well compared to most, and have been looking for a new sales job to try something different. I have no problem with "no sale no pay"

A good friend recently started doing insurance sales and is opening up a local office. This ive posted about recently.

On one hand id love to try selling insurance. Im great at cold calling people, its how I made more than others doing car sales. Smile and dial.

On the other hand I dont really want to waste my time at an MLM. It may be true they are just opening a local office, google doesnt show any near, but if he just started and is trying to recruit 1-2 people.. screams MLM?