Pursuing graduate level research in psych - Worth it?

I (21F) graduated last Spring with my bachelors in psychology. During college I worked as a research assistant in 3 different psych labs but decided against pursuing grad school as I want sure it was for me.

Flash forward to now, I’m currently working in a market research position. I thought that maybe doing industry research would be a better fit for me, but am definitely realizing how much more I enjoyed academia.

I wanted to hear from people who have pursued/are pursuing research (non-clinical) focused PhD psych programs. How did you know this was the right path for you? Is it worth it? Is the pay livable?

I’m a little scared still to consider this as a career path even though I might really enjoy it just because I’m not 100% suuuuureeeee and it’s such a big commitment. How did y’all feel going into it and did you have specific research desires? Also, would having industry research experience work against me in the grad app process? Thank you all :D