Any way to stop iPhone from immediately opening Apple Pay when near a card reader?

So the buses in my city have just been renovated, and the QR scanner for bus passes is now right above the card reader. This means that, when I try to scan my bus pass, my phone automatically opens Apple Pay because it detects the card reader and I can't scan the QR code. Is there any way to stop this? It's making my bus pass literally unusable lol. A bit of Googling makes it seem like this has been a problem for a while, but most of the threads I found about it were a few years old so praying a solution has been added since then 🤞