Another financially drowning post but I’m scared for my daughter.
I just want to give up. I’m so cooked financially and it makes me want to just end it all (I have a 3 year old daughter so I wouldn’t ever do it). Two years ago I wasn’t rich, but I was living comfortably. I had a modest savings account and was married. We lived in an apartment in her grandparents house so we paid almost nothing in rent. Then my wife cheated on me and divorced me so I had to move out. Between the divorce and all that comes with it, the ridiculous rent I have, student loans, and other normal bills, my savings account is almost tapped out. I have a decent salary at my job but I got screwed on my years in the salary steps so I started much lower on the ladder than the experience I have. That hurt me financially a lot.
Come tomorrow after rent, I’ll have $435 in my checking account to last me two weeks. I have only $3,000 savings left, and my credit card is almost maxed out. Just to note, I buy nothing for myself and I do nothing. I haven’t even gone on vacation since the summer or 2022. I’ve had to borrow money from people a few times already.
I have no idea how I will survive much less build a future for this amazing little girl who deserves so much better, especially a better father.