Heidi and Spencer.. no money in savings ?

I mean it hard to believe they have no money in savings to rebuild or that they didn’t invest anything when they were making all that money on the hills. Do you really think they’re broke? I mean where was he getting all that money to shop at that expensive grocery store. And he thought he was so cool walking around with that headset thing on his head. I guess they’re once again regretting their spending habits. Maybe this devastation will teach them esp now that they have children.