Are we sticking it out with SAVE?

Here is my situation. I’m in SAVe and have not applied for another plan. I want to delay recertifying my income as long as I can because it went up and my husband and I cannot file taxes separately this year since we sold and bought a house. We make good money but I have 240k in student loans that I consolidated for SAVE, so I worry about interest. I am four years into PSLF, have only worked in toxic work environments so I’m tempted to start a private practice (I’m a therapist) but I’m trying to stick it out because of how high my loans are… now I’m worried I should have applied for another plan instead of waiting to see what happens. Or did I make the right choice? This is the only place I get any helpful information from on this topic.