Judge my monthly spend and commitments
30yo, M. Short time reader, first time poster.
Just wanted fresh perspectives on my monthly commitments and see if there's anything to trim/improve. Much appreciated!
In terms of savings, I'm currently doing cash management only, so stable but low yield (StashAway, Versa, etc.). Built up my emergency fund already so would love any general advice on investments (beyond roboinvestment apps).
Take home: 8200 Savings: 3000
update Makan and gai gai money: 1500
Commitments: 1. Rental: 1500 (utilities all in) 2. Allowance for parents: 1000 3. Car loan: 425 4. Insurance: 237 5. Petrol: 120 6. Misc. (Subscriptions, shopee purchases...): 100 7. Phone bill: 25