What would you change in my shoes given my portfolio?

Hi everyone! Looking for advice as I've been gathering info on investing in the last year and recently made changes to my portfolio. I am 28M and will be married in November. No kids, renting, car is paid off which we share. My income was $112k last year, fiancée makes $80k. We plan to combine accounts once married (specifics tbd). All numbers below I will round to closest full thousand for simplicity and all numbers are just me, not hers, again will combine with her probably 2026.

Checking: $900

Savings Account (0.25% APY @ NFCU): $17,000

Brokerage: $83,000 (100% in VTSAX). Opened this in Sept 2024, so fairly new, used all from my NFCU Savings account.

Roth IRA: $31,000 (100% in VFFVX)

Roth 401k: $86,000 (($11k is employee match, that's traditional) (using Fidelity personal planning tool, invested in 8 different funds but mostly FCNTX, FSPSX, and FXAIX. it's been doing well)

I inherited money from my great grandma that was set up with a financial advisor split across SGRAX and SOPVX about 80/20% respectively that has grown to $174k. I have not added to it ever and it was put into my name a couple years ago. I have been considering taking the entire amount out due to several reasons including high yearly taxes on it from cap gains, I don't like my advisor, high turnover rate, higher expense ratios, 5% front load, etc. Should I take it all out, leave my advisor, and put into my brokerage w/ VTSAX? Or take out over time? Stay with advisor and change funds? Or keep in there to avoid paying taxes upon selling it all?

I can answer any questions as needed, thanks in advance!! I'm new around here and have already learned great lessons, so thank you everyone.